Market Overview

Western Solutions Inc. advises on the following loan/bond options:

• Private Placement
• Taxable Loans
• Tax-Exempt Loans and/or Bonds
• Public Offerings
• Letters of Credit
• Draw Structures
• Bridge Loans

Tax-exempt bond interest rates are currently at an all time low. Non-profits can benefit from these historically low interest rates for long term or short term borrowing. Non-profits now have the ability to borrow tax-exempt without their own rating or the rating of a bank. Today’s market has allotted non-profits a number of options for refinance, exiting swaps, issuing new debt, and utilizing draw structures. Bonds and loans can be structured with no prepayment penalties and most of the cost of issuance funds can be paid through the loan. Western Solutions advisors are experts in non-profit borrowing and would be happy to answer any questions you have concerning tax-exempt and taxable financing for your organization.